Valley Bank All Access Checking bonus: $100 and what it takes
Live, no end date shown by the bank
Checked against the bank's page on .
The offer in one paragraph
Valley Bank pays $100 when you open Valley Bank All Access Checking as a new customer. To earn it, receive $500 in direct deposits within 60 days. The account charges $15 a month, and the bank publishes ways to avoid the fee. Its terms name no state limit, and the bank decides at application. The bank shows no end date.
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
How to earn it
- Open Valley Bank All Access Checking online, as a new customer.
- Fund the account with at least $100 when you open it.
- Receive direct deposits totaling $500 or more within 60 days.
- Keep the account open for at least 120 days.
- Wait for the bank to pay the bonus. Its terms say when it pays once you meet the requirements.
Day counts follow the bank's terms, which say when each period starts.
Payments that count differ by bank: what counts as a direct deposit.
When the bank pays. Valley credits the $100 within 30 days after two things are true: the direct deposit requirement is met and the account has been open for 120 days.
Receive at least $500 in qualifying direct deposits within 60 days: recurring pay, a pension or government benefits such as Social Security, sent by the payer to your account and routing numbers. Transfers, Zelle, online or mobile deposits and deposits at a branch or ATM do not count.
Account holders must be 18 or older with no other Valley personal checking account in the year before opening, and Valley employees are excluded. The $15 fee applies in any statement cycle when the balance falls below $500 on any day, unless the account receives $250 or more in qualifying direct deposits that cycle.
The terms name no state limit, and the online application asks for no state before you start, but no Valley page says every state can open online.
The numbers
- Bonus
- $100
- Cash to park
- None
- Direct deposits
- $500 in totalWithin 60 days.
- Annual rate
- None: no cash to parkThe rate measures the bonus against cash you park. This tier asks for none.
- Monthly fee
- $15 a monthWays to avoid it that the bank publishes include $250 a month in direct deposits or a balance of $500.
- Early closure
- Not published
Guides to these figures: how the annual rate is calculated, monthly fees and how to avoid them and early closure fees and clawbacks.
Worth it for you
Out of reach with these numbers. Needs $500 in direct deposits within 60 days, you entered no direct deposit.
Assumes a 4.00% savings rate on the parked cash and no tax figure. The bonus calculator takes your own rates and compares every live offer.
Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Who can get it
- For
- Personal accounts
- Customers
- New customers only
- Where
- No state limit in the termsThe bank decides at application
- Minimum age
- 18
Before you apply: how often you can earn a bonus from one bank and whether opening an account affects your credit.
Tier
| Bonus | What it takes | Cash to park | Annual rate | In words |
|---|---|---|---|---|
| $100 | Direct deposit: $500 in direct deposits | None | no cash to park | Open a new All Access Checking account and receive at least $500 in qualifying direct deposits within the first 60 days; the account must stay open at least 120 days. |
Source
Checked against the bank's own page on .
Read the offer on Valley Bank's page (opens in a new tab)
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
Pages we read
- Offer page on www.valley.com, read
- Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
- Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Are bank bonuses taxable has the detail.
- Bonus Tally is an information service, not a bank or a financial adviser. Nothing here is financial, tax or legal advice.
The verification log lists every offer with its source, and the methodology gives every formula.
Other bonuses from Valley Bank
Valley Bank and all its offersNo other live offer from Valley Bank is in the table.
Similar bonuses
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| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| U.S. Bank Smartly Checking | Bonusup to $450 | What it takesDirect deposit$8,000 in direct deposits | Cash to parkNone | Annual rateno cash to park | Checked |
| Citibank Regular CheckingCannot be combined with the Citibank Regular Checking offer for deposit and hold | Bonus$325 | What it takesDirect deposit$3,000 in direct deposits | Cash to parkNone | Annual rateno cash to park | Checked |
| Capital One 360 CheckingCannot be combined with the 360 Checking offer for debit purchases | Bonus$250 | What it takesDirect deposit$1,000 in direct deposits | Cash to parkNone | Annual rateno cash to park | Checked |
| Capital One 360 CheckingCannot be combined with the 360 Checking offer for direct deposit | Bonus$250 | What it takesDebit purchases | Cash to parkNone | Annual rateno cash to park | Checked |