Verification log

How an offer is checked

We read the bank's own offer page and its terms the way a visitor would, and record the amount, every tier, the requirements, the fees, the end date and who can apply, as the bank states them. The date of that reading is the date in the log. Review and comparison sites help us find offers. No term on the site comes from them.

Each record keeps the address of every page we read and the day we read it. The log links the offer page and names the other pages by kind and site, so you can see where each term came from.

What we leave out

• Offers we could not confirm. A record whose key terms we could not read on the bank's own pages stays off the site until a later check confirms it.
• Banks whose pages we could not read. On October 6, 2026 the offer pages of BMO, KeyBank, PNC (personal accounts), Regions and M&T did not load for us, so their offers are not listed until we can confirm their terms. The table covers the offers we could check, not every bank bonus.
• Targeted offers. Mailers sent to chosen customers, offers that need an invitation code, and referral only programs. The site lists public offers that anyone who meets the terms can apply for.
• The bank's own sentences. We record the facts and write every sentence ourselves. The bank's page stays the place for its exact wording, and its terms decide.

Partner pages

A few offers live on partner landing pages: pages on the bank's own site, run for a named partner and often tied to a code. A bank can change or close such a page without notice, so they come early in every round of rechecks, right after offers that are overdue or about to end. Their offer notes say which they are.

When a check gets old

An offer we have not rechecked for more than 21 days stays in the table with the label Not rechecked since and the date. The home page gives the date of the oldest check among live offers, so its tally never reads as newer than this log.

An offer leaves the live table on the day after its end date, counted in UTC, which runs ahead of US time zones, and joins the ended offers at the next update of the site. Its page stays, with an ended banner and the date of its last check.

Corrections

If the bank's page says something different from what we show, write to hello@bonustally.com with the offer and the page. We read the bank's page again and correct the record, and the log then shows the date of that check.