Truist One Checking (or Truist Marquee Checking) bonus: $500 and what it takes

How to earn it

1. Open Truist One Checking (or Truist Marquee Checking) online or at a branch, as a new customer.
2. The offer needs a code from the bank that we do not list. Start from the bank's offer page, linked below, and follow its instructions for the code.
3. Fund the account with at least $50 when you open it.
4. Receive at least 2 direct deposits of $5 or more each, totaling $2,000 or more, within 120 days.
5. Make at least 20 qualifying debit card purchases. The terms say which purchases count and by when.
6. Wait for the bank to pay the bonus. Its terms say when it pays once you meet the requirements.

Day counts follow the bank's terms, which say when each period starts.

Payments that count differ by bank: what counts as a direct deposit.

When the bank pays. Truist pays within 10 business days after you meet the requirements.

The landing page gives each visitor a single use promo code, and it has to be on the application: Truist does not add it later. Within 120 days, receive at least two direct deposits totaling $2,000 or more and make at least 20 debit card purchases.

Truist counts ACH credits over $5. Zelle, Real-Time Payments, transfers you set up between accounts and deposits at a branch, ATM, online, by mobile, by card or by mail do not count. ATM withdrawals and Zelle do not count as purchases.

Primary holders of a Truist personal checking account, and anyone who closed one on or after July 14, 2025, are excluded. Truist may refuse a bonus claimed through a third party site it has not approved. At payout the account must be open and hold more than $0.

Truist Marquee Checking also qualifies, at $35 a month and $100 to open. Truist One costs $12 a month unless one of several conditions applies, such as $500 a month in direct deposits or $500 across your Truist accounts.

The numbers

Bonus

$500

Cash to park

None

Direct deposits

$2,000 in totalWithin 120 days.

Annual rate

None: no cash to parkThe rate measures the bonus against cash you park. This tier asks for none.

Monthly fee

$12 a monthWays to avoid it that the bank publishes include $500 a month in direct deposits or a balance of $500.

Early closure

Not published

Guides to these figures: how the annual rate is calculated, monthly fees and how to avoid them and early closure fees and clawbacks.

Who can get it

For

Personal accounts

Customers

New customers only

Where

17 states and DCAlabama, Arkansas, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia

Minimum age

18

Before you apply: how often you can earn a bonus from one bank and whether opening an account affects your credit.

Source

Checked against the bank's own page on October 6, 2026.

Read the offer on Truist's page (opens in a new tab)

Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.

Pages we read

• Offer page on www.truist.com, read October 6, 2026
• Offer page on www.truist.com, read October 6, 2026

• Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
• Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Are bank bonuses taxable has the detail.
• Bonus Tally is an information service, not a bank or a financial adviser. Nothing here is financial, tax or legal advice.

The verification log lists every offer with its source, and the methodology gives every formula.