About Santander

Deposit insurance
FDIC insuredAs the institution states it on its own pages. Deposit insurance has limits and rules, which the FDIC explains.
Live offers
1 offer
Ended offers kept here
0

The Santander offer in brief

Santander pays up to $500 when you open Santander Simply Right, Essential, Select or Private Client Checking as a new customer. The $300 tier asks you to receive a direct deposit within 90 days, and keep a balance of $2,000 for 90 days. The $500 tier asks you to receive a direct deposit within 90 days, and keep a balance of $5,000 for 90 days. On the cash it asks you to park, the $500 bonus works out to an annual rate of 40.56%. The account charges $10 a month, and the bank publishes ways to avoid the fee. It is open to residents of 9 listed states. The bank shows December 18, 2026 as the last day.

Bonus
up to $500
What it takes
Direct deposit
Monthly fee
$10 a month, waivable
Ends
December 18, 2026
Checked
October 6, 2026
When the bank pays
Santander pays within 30 days after the account has been open for 90 days, once you meet the requirements.

The Santander Simply Right, Essential, Select or Private Client Checking offer page has the steps, every tier, who can get it and a calculator for your own numbers.

Live offers from Santander

Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking. Offers are listed whether or not they pay us.

Live bonuses from Santander, largest first
Bank and accountBonusWhat it takesCash to parkAnnual rateMonthly feeWhereEnds and checked
Santander Bonusup to $500What it takesDirect depositCash to park$5,000Annual rate40.56%Monthly fee$10 a month, waivableWhere9 statesEnds and checkedChecked

Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.

Before you open an account: how often one bank pays a bonus and monthly fees and how to avoid them.

Where these facts come from

Every figure on this page comes from Santander's own pages. Each offer page names the page it was read from and the date.

  • Offer page on www.santanderbank.com, read

Santander home page (opens in a new tab)

Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.