Savings account bonuses
Updated
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Showing all 6 live offers.
| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Monthly fee | Where | Ends and checked |
|---|---|---|---|---|---|---|---|
| Capital One 360 Performance Savings | Bonusup to $1,500 | What it takesDeposit and hold$100,000 | Cash to park$100,000 | Annual rate6.08% | Monthly feeNone | WhereNo state limit in the termsThe bank decides at application | Ends and checkedNo end date shownChecked |
| E*TRADE Premium Savings Account | Bonusup to $800 | What it takesDeposit and hold$100,000 | Cash to park$100,000 | Annual rate6.49% | Monthly feeNone | WhereNo state limit in the termsThe bank decides at application | Ends and checkedChecked |
| Live Oak Bank High-Yield Personal Savings | Bonus$300 | What it takesDeposit and hold$20,000 | Cash to park$20,000 | Annual rate6.08% | Monthly feeNone | WhereNationwide | Ends and checkedEnds Checked |
| Barclays Tiered Savings | Bonus$200 | What it takesDeposit and hold$25,000 | Cash to park$25,000 | Annual rate2.43% | Monthly feeNone | WhereNo state limit in the termsThe bank decides at application | Ends and checkedChecked |
| Chase SavingsAlready part of the $900 Chase Total Checking tier | Bonus$200 | What it takesDeposit and hold$15,000 | Cash to park$15,000 | Annual rate5.41% | Monthly fee$5 a month, waivable | WhereNo state limit in the termsThe bank decides at application | Ends and checkedChecked |
| Alliant Credit Union The Ultimate Opportunity Savings Account (High-Rate Savings) | Bonus$100 | What it takesDeposit and hold$1,200 | Cash to park$1,200 | Annual ratehold period not stated in days | Monthly feeNone | WhereNo state limit in the termsThe bank decides at application | Ends and checkedChecked |
Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
The same list in the full table with its filters set, where you can change them.
In this list
As of : 6 live offers, with top bonuses from $100 to $1,500. 6 ask you to park cash for the first tier, from $1,200 to $25,000. The highest annual rate on a top tier is 6.49%. 5 charge no monthly fee.
What a savings bonus asks for
A savings bonus pays you to bring new money and leave it in place. The terms name a deposit, often in tiers, and a hold period: the days the balance has to stay at or above the tier. Withdraw early and the bonus can drop to a lower tier or disappear, depending on the bank's terms.
Because the cash sits still, the annual rate column carries the most weight here. It divides the bonus by the cash and the hold period and scales the result to a year, so a $300 bonus on $20,000 held for 90 days reads 6.08%. Compare that with what the same money earns where it sits now. The annual rate guide works through the formula.
Interest comes on top
The account pays its own interest while the money waits, at the APY the bank shows. The calculator adds that interest and subtracts what the cash would have earned at your current rate, so its result is the gain over leaving the money where it is.