SoFi account bonuses
SoFi Bank is a bank. Its largest live offer pays up to $400.
About SoFi
- Deposit insurance
- FDIC insuredAs the institution states it on its own pages. Deposit insurance has limits and rules, which the FDIC explains.
- Live offers
- 1 offer
- Ended offers kept here
- 0
The SoFi offer in brief
SoFi pays up to $400 when you open SoFi Checking and Savings. The $50 tier asks you to receive $1,000 in direct deposits within 25 days of the first one. The $400 tier asks you to receive $5,000 in direct deposits within 25 days of the first one. The account has no monthly fee. Its terms name no state limit, and the bank decides at application. The bank shows December 31, 2026 as the last day.
- Bonus
- up to $400
- What it takes
- Direct deposit: $5,000 in direct deposits
- Monthly fee
- None
- Ends
- December 31, 2026
- Checked
- October 6, 2026
- When the bank pays
- SoFi pays within 7 business days after you complete the requirements.
The SoFi Checking and Savings offer page has the steps, every tier, who can get it and a calculator for your own numbers.
Live offers from SoFi
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking. Offers are listed whether or not they pay us.
| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Monthly fee | Where | Ends and checked |
|---|---|---|---|---|---|---|---|
| SoFi Checking and Savings | Bonusup to $400 | What it takesDirect deposit$5,000 in direct deposits | Cash to parkNone | Annual rateno cash to park | Monthly feeNone | WhereNo state limit in the termsThe bank decides at application | Ends and checkedChecked |
Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Before you open an account: how often one bank pays a bonus and monthly fees and how to avoid them.
Where these facts come from
Every figure on this page comes from SoFi's own pages. Each offer page names the page it was read from and the date.
- Offer page on www.sofi.com, read
SoFi home page (opens in a new tab)
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.