Barclays Tiered Savings bonus: $200 and what it takes
Live until
Checked against the bank's page on .
The offer in one paragraph
Barclays pays $200 when you open Barclays Tiered Savings as a new customer. To earn it, deposit $25,000 and keep it there for 120 days. On the cash it asks you to park, the $200 bonus works out to an annual rate of 2.43%. The account has no monthly fee. Its terms name no state limit, and the bank decides at application. The bank shows October 31, 2026 as the last day.
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
How to earn it
- Open Barclays Tiered Savings online, as a new customer.
- Deposit $25,000 or more within 30 days.
- Keep that money in the account for 120 days, the hold period as the bank states it.
- Wait for the bank to pay the bonus. Its terms say when it pays once you meet the requirements.
Day counts follow the bank's terms, which say when each period starts.
When the bank pays. Barclays adds the bonus about 60 days after you complete the 120 days at $25,000.
Deposit $25,000 within 30 days of opening, in one transfer or several from other banks, and keep at least $25,000 in the account for 120 days in a row.
The terms do not say the money has to be new to Barclays, but current and former Barclays savings or CD customers cannot take the offer. The account pays its own interest during the hold, at the APY shown on the offer page.
The numbers
- Bonus
- $200
- Cash to park
- $25,000The larger of the deposit and the balance the bank asks for.
- Direct deposits
- Not required
- Hold period
- 120 daysAs the bank states it. Banks count it from different days.
- Time to deposit
- 30 days
- Annual rate
- 2.43%$200 / $25,000 x 365 / 120 x 100. The bonus over the cash and the days it asks for, scaled to a year. The bank does not pay it as interest.
- Interest on the account
- 3.50% APYAs the bank showed it on October 6, 2026. Rates change; the calculator counts it on the parked cash.
- Monthly fee
- None
- Early closure
- Not published
- Tax form
- Form 1099-INTAs the terms name it.
Guides to these figures: how the annual rate is calculated, monthly fees and how to avoid them and early closure fees and clawbacks.
Worth it for you
Cash not entered, so no offer is checked against cash. Enter what you can park to check it. If you can park $25,000, the $200 bonus comes to $158.90 after costs.
- Bonus
- $200.00
- Monthly fees
- $0.00
- No monthly fee.
- $25,000 for 120 days at your 4.00%
- −$328.77
- What the cash would earn where it sits now, over the hold period as the bank states it.
- Interest at the account's 3.50% APY
- +$287.67
- Net gain
- $158.90
Assumes a 4.00% savings rate on the parked cash and no tax figure. The bonus calculator takes your own rates and compares every live offer.
Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Who can get it
- For
- Personal accounts
- Customers
- New customers only
- Where
- No state limit in the termsThe bank decides at application
- Minimum age
- Not published
Before you apply: how often you can earn a bonus from one bank and whether opening an account affects your credit.
Tier
| Bonus | What it takes | Cash to park | Annual rate | In words |
|---|---|---|---|---|
| $200 | Deposit and hold: $25,000 | $25,000 | 2.43% | Open a new Tiered Savings account, deposit at least $25,000 within 30 days and keep at least $25,000 in it for 120 consecutive days. |
Source
Checked against the bank's own page on .
Read the offer on Barclays's page (opens in a new tab)
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
Pages we read
- Offer page on banking.us.barclays, read
- Offer page on banking.us.barclays, read
- Offer page on banking.us.barclays, read
- Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
- Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Are bank bonuses taxable has the detail.
- Bonus Tally is an information service, not a bank or a financial adviser. Nothing here is financial, tax or legal advice.
The verification log lists every offer with its source, and the methodology gives every formula.
Other bonuses from Barclays
Barclays and all its offersNo other live offer from Barclays is in the table.
Similar bonuses
Every live bonusLive personal offers from other banks, closest in size to this one, largest first.
| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| E*TRADE Premium Savings Account | Bonusup to $800 | What it takesDeposit and hold$100,000 | Cash to park$100,000 | Annual rate6.49% | Checked |
| Live Oak Bank High-Yield Personal Savings | Bonus$300 | What it takesDeposit and hold$20,000 | Cash to park$20,000 | Annual rate6.08% | Checked |
| Chase SavingsAlready part of the $900 Chase Total Checking tier | Bonus$200 | What it takesDeposit and hold$15,000 | Cash to park$15,000 | Annual rate5.41% | Checked |
| Alliant Credit Union The Ultimate Opportunity Savings Account (High-Rate Savings) | Bonus$100 | What it takesDeposit and hold$1,200 | Cash to park$1,200 | Annual ratehold period not stated in days | Checked |