Chase Savings bonus: $200 and what it takes
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Checked against the bank's page on .
The offer in one paragraph
Chase pays $200 when you open Chase Savings as a new customer. To earn it, deposit $15,000 in new money and keep it there for 90 days. On the cash it asks you to park, the $200 bonus works out to an annual rate of 5.41%. The account charges $5 a month, and the bank publishes ways to avoid the fee. Its terms name no state limit, and the bank decides at application. The bank shows January 27, 2027 as the last day.
Do not add these together
Already part of the $900 Chase Total Checking tier.
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
How to earn it
- Open Chase Savings online or at a branch, as a new customer.
- Use the offer code NC46279 when you apply.
- Deposit $15,000 or more in new money within 30 days.
- Keep that money in the account for 90 days, the hold period as the bank states it.
- Wait for the bank to pay the bonus. Its terms say when it pays once you meet the requirements.
Day counts follow the bank's terms, which say when each period starts.
When the bank pays. Chase pays within 15 days after you complete the savings requirements.
New money is money not already held at Chase or its affiliates. Deposit $15,000 or more within 30 days of enrolling and keep at least $15,000 in the account for 90 days from enrollment.
Open Chase Total Checking at the same time and meet both sets of requirements, and the pair pays $900, which includes this $200. Count the pair once: this offer is part of the Chase Total Checking $900 tier.
Existing Chase savings customers are excluded, and so is anyone with a Chase account closed within 90 days or closed with a negative balance in the last 3 years. Chase pays one new savings bonus every two years, counted from the last enrollment. The $5 fee goes away with a $300 balance at the start of each day, which the $15,000 covers.
The numbers
- Bonus
- $200
- Cash to park
- $15,000The larger of the deposit and the balance the bank asks for.
- Direct deposits
- Not required
- Hold period
- 90 daysAs the bank states it. Banks count it from different days.
- Time to deposit
- 30 days
- Annual rate
- 5.41%$200 / $15,000 x 365 / 90 x 100. The bonus over the cash and the days it asks for, scaled to a year. The bank does not pay it as interest.
- Interest on the account
- 0.01% APYAs the bank showed it on October 6, 2026. Rates change; the calculator counts it on the parked cash.
- Monthly fee
- $5 a monthWays to avoid it that the bank publishes include a balance of $300.
- Early closure
- Not published
- Tax form
- Form 1099-INTAs the terms name it.
Guides to these figures: how the annual rate is calculated, monthly fees and how to avoid them and early closure fees and clawbacks.
Worth it for you
Cash not entered, so no offer is checked against cash. Enter what you can park to check it. If you can park $15,000, the $200 bonus comes to $52.42 after costs.
- Bonus
- $200.00
- Monthly fees
- $0.00
- $5 a month, waived: the $15,000 this tier keeps in the account meets the $300 balance the bank asks for.
- $15,000 for 90 days at your 4.00%
- −$147.95
- What the cash would earn where it sits now, over the hold period as the bank states it.
- Interest at the account's 0.01% APY
- +$0.37
- Net gain
- $52.42
Assumes a 4.00% savings rate on the parked cash and no tax figure. The bonus calculator takes your own rates and compares every live offer.
Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Who can get it
- For
- Personal accounts
- Customers
- New customers only
- Where
- No state limit in the termsThe bank decides at application
- Minimum age
- Not published
Before you apply: how often you can earn a bonus from one bank and whether opening an account affects your credit.
Tier
| Bonus | What it takes | Cash to park | Annual rate | In words |
|---|---|---|---|---|
| $200 | Deposit and hold: $15,000 | $15,000 | 5.41% | Open a new Chase Savings account with the offer code, deposit $15,000 or more in new money within 30 days of coupon enrollment and keep at least $15,000 in it for 90 days from enrollment. |
Source
Checked against the bank's own page on .
Read the offer on Chase's page (opens in a new tab)
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
Pages we read
- Offer page on www.chase.com, read
- Other page from the bank on media.chase.com, read
- Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
- Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Are bank bonuses taxable has the detail.
- Bonus Tally is an information service, not a bank or a financial adviser. Nothing here is financial, tax or legal advice.
The verification log lists every offer with its source, and the methodology gives every formula.
Other bonuses from Chase
Chase and all its offers| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| Chase Private Client Checking | Bonusup to $3,000 | What it takesDeposit and hold$500,000, investments count | Cash to park$500,000 | Annual rate2.43% | Checked |
| Chase Total CheckingThe $900 tier includes the Chase Savings bonus | Bonusup to $900 | What it takesDirect deposit | Cash to park$15,000 | Annual rate24.33% | Checked |
| Chase Business Complete Checking | Bonusup to $500 | What it takesDeposit and hold$10,000 | Cash to park$10,000 | Annual rate30.42% | Checked |
Similar bonuses
Every live bonusLive personal offers from other banks, closest in size to this one, largest first.
| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| E*TRADE Premium Savings Account | Bonusup to $800 | What it takesDeposit and hold$100,000 | Cash to park$100,000 | Annual rate6.49% | Checked |
| Live Oak Bank High-Yield Personal Savings | Bonus$300 | What it takesDeposit and hold$20,000 | Cash to park$20,000 | Annual rate6.08% | Checked |
| Barclays Tiered Savings | Bonus$200 | What it takesDeposit and hold$25,000 | Cash to park$25,000 | Annual rate2.43% | Checked |
| Alliant Credit Union The Ultimate Opportunity Savings Account (High-Rate Savings) | Bonus$100 | What it takesDeposit and hold$1,200 | Cash to park$1,200 | Annual ratehold period not stated in days | Checked |