Chase Business Complete Checking bonus: up to $500 and what it takes
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Checked against the bank's page on .
The offer in one paragraph
Chase pays up to $500 to a business that opens Chase Business Complete Checking as a new customer. The $400 tier asks you to deposit $2,000 in new money and keep it there for 60 days. The $500 tier asks you to deposit $10,000 in new money and keep it there for 60 days. On the cash it asks you to park, the $500 bonus works out to an annual rate of 30.42%. The account charges $15 a month, and the bank publishes ways to avoid the fee. Its terms name no state limit, and the bank decides at application. The bank shows January 21, 2027 as the last day.
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
How to earn it
- Open Chase Business Complete Checking for your business online or at a branch, as a new customer.
- The offer needs a code from the bank that we do not list. Start from the bank's offer page, linked below, and follow its instructions for the code.
- Deposit the amount for the tier you want in new money within 30 days: $2,000 for $400 or $10,000 for $500.
- Keep that money in the account for 60 days, the hold period as the bank states it.
- Wait for the bank to pay the bonus. Its terms say when it pays once you meet the requirements.
Day counts follow the bank's terms, which say when each period starts.
When the bank pays. Chase pays within 15 days after you meet every requirement.
Deposit new money within 30 days of enrolling in the offer and keep that balance for 60 days, counted from enrollment rather than from opening. Also make 5 qualifying transactions within 90 days of enrollment: debit card purchases, Chase QuickDeposit, ACH credits, wires, Chase Online Bill Pay or Chase QuickAccept. ACH debits, Zelle and other person to person payments, and transfers to Chase credit cards do not count.
Existing Chase business checking customers are excluded, and a signer can get one business checking offer every two years from the last enrollment. Online the code applies itself; for a branch opening, ask Chase for the code by email.
The $15 fee is waived in any month with a $2,000 minimum daily ending balance, among other ways, so the balance either tier asks for also avoids the fee while it stays.
The numbers
- Bonus
- Up to $5002 tiers, from $400.
- Cash to park
- $2,000 for $400, $10,000 for $500The larger of the deposit and the balance the bank asks for.
- Direct deposits
- Not required
- Hold period
- 60 daysAs the bank states it. Banks count it from different days.
- Time to deposit
- 30 days
- Annual rate
- 30.42%$500 / $10,000 x 365 / 60 x 100. The bonus over the cash and the days it asks for, scaled to a year. The bank does not pay it as interest. The tiers table gives the rate of each tier.
- Monthly fee
- $15 a monthWays to avoid it that the bank publishes include a balance of $2,000.
- Early closure
- Not published
- Tax form
- Form 1099-INTAs the terms name it.
Guides to these figures: how the annual rate is calculated, monthly fees and how to avoid them and early closure fees and clawbacks.
Worth it for you
Cash not entered, so no offer is checked against cash. Enter what you can park to check it. If you can park $10,000, the $500 top tier comes to $434.25 after costs.
- $500 tier
- $500.00
- Monthly fees
- $0.00
- $15 a month, waived: the $10,000 this tier keeps in the account meets the $2,000 balance the bank asks for.
- $10,000 for 60 days at your 4.00%
- −$65.75
- What the cash would earn where it sits now, over the hold period as the bank states it.
- Interest the account pays
- $0.00
- No APY is published for this account, so no interest is counted.
- Net gain
- $434.25
- $400Cash not checked
- $500Cash not checked
Assumes a 4.00% savings rate on the parked cash and no tax figure. The bonus calculator takes your own rates and compares every live offer.
Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Who can get it
- For
- Business accounts
- Customers
- New customers only
- Where
- No state limit in the termsThe bank decides at application
- Minimum age
- Not published
Before you apply: how often you can earn a bonus from one bank and whether opening an account affects your credit.
Tiers (2)
| Bonus | What it takes | Cash to park | Annual rate | In words |
|---|---|---|---|---|
| $400 | Deposit and hold: $2,000 | $2,000 | 121.67% | Deposit at least $2,000 in new money within 30 days of enrollment, keep that balance for 60 days and make 5 qualifying transactions within 90 days. |
| $500 | Deposit and hold: $10,000 | $10,000 | 30.42% | Deposit at least $10,000 in new money within 30 days of enrollment, keep that balance for 60 days and make 5 qualifying transactions within 90 days. |
Source
Checked against the bank's own page on .
Read the offer on Chase's page (opens in a new tab)
Bonus Tally may earn a commission when you open an account through links on this page. It never changes the math or the ranking.
Pages we read
- Offer page on account.chase.com, read
- Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
- Bank bonuses are generally taxable as interest income, and banks usually report them on Form 1099-INT. Are bank bonuses taxable has the detail.
- Bonus Tally is an information service, not a bank or a financial adviser. Nothing here is financial, tax or legal advice.
The verification log lists every offer with its source, and the methodology gives every formula.
Other bonuses from Chase
Chase and all its offers| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| Chase Private Client Checking | Bonusup to $3,000 | What it takesDeposit and hold$500,000, investments count | Cash to park$500,000 | Annual rate2.43% | Checked |
| Chase Total CheckingThe $900 tier includes the Chase Savings bonus | Bonusup to $900 | What it takesDirect deposit | Cash to park$15,000 | Annual rate24.33% | Checked |
| Chase SavingsAlready part of the $900 Chase Total Checking tier | Bonus$200 | What it takesDeposit and hold$15,000 | Cash to park$15,000 | Annual rate5.41% | Checked |
Similar bonuses
Every live bonusLive business offers from other banks, closest in size to this one, largest first.
| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Checked |
|---|---|---|---|---|---|
| Relay business checking | Bonus$500 | What it takesDeposit and hold$10,000 | Cash to park$10,000 | Annual rate20.28% | Checked |
| Huntington Unlimited Business CheckingCannot be combined with Huntington Unlimited Plus Business Checking | Bonus$400 | What it takesDeposit and hold$5,000 | Cash to park$5,000 | Annual ratehold period not stated in days | Checked |
| U.S. Bank Business EssentialsCannot be combined with U.S. Bank Platinum Business Checking Package | Bonus$400 | What it takesDeposit and hold$5,000 | Cash to park$5,000 | Annual rate48.67% | Checked |
| Grasshopper Innovator Business Checking | Bonus$300 | What it takesDeposit and hold$10,000 | Cash to park$10,000 | Annual rate18.25% | Checked |