Bank bonuses in New York
29 live offers do not exclude New York: 2 list New York by name, 2 are stated as nationwide, and 25 name no state limit in the terms, so the bank decides at application.
Updated
Regional offers open in New York
Offers whose state list names New York. The Where column gives how many states each list covers.
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| Bank and account | Bonus | What it takes | Cash to park | Annual rate | Monthly fee | Where | Ends and checked |
|---|---|---|---|---|---|---|---|
| Citibank Regular CheckingCannot be combined with the Citibank Regular Checking offer for direct deposit | Bonusup to $1,500 | What it takesDeposit and hold$200,000 | Cash to park$200,000 | Annual rate6.08% | Monthly fee$15 a month, waivable | Where9 states and DC | Ends and checkedChecked |
| Santander Simply Right, Essential, Select or Private Client Checking | Bonusup to $500 | What it takesDirect deposit | Cash to park$5,000 | Annual rate40.56% | Monthly fee$10 a month, waivable | Where9 states | Ends and checkedChecked |
The other 27 live offers have no state list and appear on every state page. The full table filtered to New York shows all of them with the regional ones, and bank bonuses with no state list has them on their own.
Banks change and end offers without notice. Confirm every term on the bank's own page before you apply.
Regional offers that leave New York out
These live offers are limited to states that do not include New York:
- Huntington Unlimited Plus Business Checking, $1,000, open in 22 states
- Associated Access, Balanced or Choice Checking, up to $600, open in 10 states
- Huntington Perks Checking (or Platinum Perks Checking), up to $600, open in 21 states
- Truist One Checking (or Truist Marquee Checking), $500, open in 17 states and DC
- Huntington Unlimited Business Checking, $400, open in 22 states
How to read the Where column
Nationwide means the bank says the offer is open in every state. No state limit in the terms means the terms name no limit; the bank still decides at application, so confirm on its page that it opens accounts where you live. Branch states (no list in the terms) means the only list we have is where the bank has branches; the terms do not limit the offer to them. A list of states comes from the bank's own terms.
Banks apply a state list to where you live, usually the home address on your application, and some offers cover only part of a state, which the offer page notes. Each bank decides who qualifies. Before you apply, the guide to how often one bank pays a bonus shows how banks treat past customers, and the calculator works out which offers you can earn from your state.
Nearby states: Connecticut, Massachusetts, New Jersey, Pennsylvania and Vermont. Every state has a page.